UNITED BANKSHARES INC/WV

UBSI · XNAS

CIK 729986fmd_0YREYG0TW0DSBRGQ00157YG3SHFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2008 to Sep 30, 2026, 71 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	470	624	718	763	798	795	1,002	1,401	1,502	1,686
Total revenues	495	681	240	277	263	331	312	1,055	1,035	1,237
Net interest income	425	549	589	578	690	743	896	920	911	1,102
Realized investment gains (losses)	–	–	–	–	–	–	1	(8)	(8)	11
Provision for credit losses	25	28	22	21	107	(24)	19	31	25	54
Net interest income after provision	401	521	567	557	583	767	878	889	886	1,048
Non-interest income	70	132	129	150	355	278	153	135	124	135
Gain on sale of real estate	0	0	3	0	2	0	0	–	–	–
Taxes other than income taxes	8	13	11	11	12	12	14	16	17	18
Non-interest expense	248	367	368	383	578	582	555	560	545	600
Interest expense	45	75	129	185	109	52	106	481	591	584
Income before taxes	223	285	327	324	360	463	476	464	465	583
Income tax expense	76	134	71	64	71	95	96	97	92	119
Net income from continuing operations	147	151	256	260	289	368	380	366	373	465
Net income	147	151	256	260	289	368	380	366	373	465
Net income to common shareholders	147	150	256	260	288	367	379	365	372	464