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UNITED BANKSHARES INC/WV

UBSI · XNAS

CIK 729986fmd_0YREYG0TW0DSBRGQ00157YG3SHFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2008 to Sep 30, 2026, 71 periods

Latest annual · FY2025

Millions
Total revenues
1,237
Net income
465
Free cash flow
481

Latest quarter · Q3 FY2026

Millions
Total revenues
325
Net income
129
Free cash flow
163
Open Financials

Key stats

Open Analysis

Compound annual growth

Revenue, 3 yearsFY2022 to FY2025
+58.3%
Revenue, 5 yearsFY2020 to FY2025
+36.3%
Net income, 5 yearsFY2020 to FY2025
+10.0%

UNITED BANKSHARES INC/WV (UBSI) financials: quick answers

Annual figures as filed with the SEC. Each number links to the filing it came from and to its proof.

MetricFY2025FY2024ChangeSource
Revenue$1.2 billion$1 billion+19.6%10-K 2026-02-27 · proof
Net income$464.6 million$373 million+24.6%10-K 2026-02-27 · proof
Cash from operating activities$498.9 million$445.5 million+12%10-K 2026-02-27 · proof
Free cash flow$481.2 million$433.3 million+11%10-K 2026-02-27 · proof
Total assets$33.7 billion$30 billion+12.1%10-K 2026-02-27 · proof
Total liabilities$28.2 billion$25 billion+12.5%10-K 2026-02-27 · proof
Cash and cash equivalents$2.5 billion$2.3 billion+10.9%10-K 2026-02-27 · proof
Total debt$730.4 million$716.5 million+1.9%10-K 2026-02-27 · proof
What was UNITED BANKSHARES INC/WV (UBSI)'s revenue in fiscal 2025?
UNITED BANKSHARES INC/WV (UBSI) reported revenue of $1.2 billion for fiscal 2025 (the year ended Dec 31, 2025), against $1 billion the year before (+19.6%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What was UNITED BANKSHARES INC/WV (UBSI)'s net income in fiscal 2025?
UNITED BANKSHARES INC/WV (UBSI) reported net income of $464.6 million for fiscal 2025 (the year ended Dec 31, 2025), against $373 million the year before (+24.6%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What was UNITED BANKSHARES INC/WV (UBSI)'s cash from operating activities in fiscal 2025?
UNITED BANKSHARES INC/WV (UBSI) reported cash from operating activities of $498.9 million for fiscal 2025 (the year ended Dec 31, 2025), against $445.5 million the year before (+12%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What was UNITED BANKSHARES INC/WV (UBSI)'s free cash flow in fiscal 2025?
UNITED BANKSHARES INC/WV (UBSI) reported free cash flow of $481.2 million for fiscal 2025 (the year ended Dec 31, 2025), against $433.3 million the year before (+11%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What are UNITED BANKSHARES INC/WV (UBSI)'s total assets?
As of Dec 31, 2025, UNITED BANKSHARES INC/WV (UBSI) reported total assets of $33.7 billion, against $30 billion a year earlier (+12.1%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What are UNITED BANKSHARES INC/WV (UBSI)'s total liabilities?
As of Dec 31, 2025, UNITED BANKSHARES INC/WV (UBSI) reported total liabilities of $28.2 billion, against $25 billion a year earlier (+12.5%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What are UNITED BANKSHARES INC/WV (UBSI)'s cash and cash equivalents?
As of Dec 31, 2025, UNITED BANKSHARES INC/WV (UBSI) reported cash and cash equivalents of $2.5 billion, against $2.3 billion a year earlier (+10.9%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC
What is UNITED BANKSHARES INC/WV (UBSI)'s total debt?
As of Dec 31, 2025, UNITED BANKSHARES INC/WV (UBSI) reported total debt of $730.4 million, against $716.5 million a year earlier (+1.9%). Source: the 10-K filed with the SEC on Feb 27, 2026. SEC

Read from the FinancialMD API on Nov 13, 2026. Values change only when a new filing is made; see the Financials tab for every period and as-of replay.

The same numbers for an agent, with proof on every value:

curl "https://api.financial.md/v1/company/financials/income_statement/standardized?company=ticker:UBSI&period_type=annual&limit=5"

Information only, not investment advice.