1st FRANKLIN FINANCIAL CORP

CIK 38723fmd_033AV7VZD4CE0T3RW4X9XKK4JGFinance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	153	151	173	201	213	237	267	277	297	348
Net premiums earned	48	42	44	49	50	53	57	57	64	69
Total revenues	–	–	–	–	275	304	339	351	378	–
Net interest income	145	145	166	188	199	221	247	244	252	301
Trading and principal transactions revenue	6	7	7	7	7	7	8	10	11	11
Gross profit	–	–	–	–	–	–	–	–	–	–
Provision for credit losses	68	32	39	60	57	42	84	87	83	105
Net interest income after provision	77	113	127	129	142	179	163	156	169	197
Losses and loss adjustment expenses	(11)	(11)	(12)	–	15	18	17	16	16	16
Compensation and benefits	70	84	92	94	100	109	114	112	125	143
Total operating expenses	112	132	144	154	163	176	189	199	223	237
Operating income	–	–	–	–	–	–	–	–	–	–
Interest expense	13	13	14	20	21	23	28	43	55	58
Income before taxes	6	18	21	17	19	46	21	5	0	21
Income tax expense	5	3	3	4	3	4	4	5	6	6
Net income from continuing operations	1	15	17	13	16	42	16	1	(6)	15
Net income	1	15	17	13	16	42	16	1	(6)	15