ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/

ZION · XNAS

CIK 109380fmd_0X4MDBKW28K0QECHP2BG7ZMPE9Finance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2008 to Sep 30, 2026, 71 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	1,954	2,192	2,481	2,683	2,368	2,267	2,705	3,947	4,293	4,184
Total revenues	2,383	2,609	2,783	2,838	2,791	2,911	614	616	639	662
Rental revenue	–	–	11	12	12	13	14	14	13	15
Net interest income	1,867	2,065	2,230	2,272	2,216	2,208	2,520	2,438	2,430	2,627
Commissions and fees	22	30	31	–	–	–	–	–	–	–
Provision for credit losses	83	17	(39)	37	385	(276)	122	132	72	72
Realized investment gains (losses)	7	14	1	3	7	71	(15)	4	19	52
Net interest income after provision	1,774	2,041	2,270	2,233	1,802	2,484	2,398	2,306	2,358	2,555
Non-interest income	516	544	552	562	574	703	632	677	700	758
Compensation and benefits	978	1,006	1,070	1,141	1,087	1,127	1,235	1,275	1,287	1,350
Non-interest expense	1,585	1,656	1,679	1,742	1,704	1,741	1,878	2,097	2,046	2,138
Interest expense	87	127	251	411	152	59	185	1,509	1,863	1,557
Interest and investment income	204	326	350	362	304	311	–	–	–	–
Income tax expense	236	344	259	237	133	317	245	206	228	276
Net income	469	592	884	816	539	1,129	907	680	784	899
Net income to common shareholders	411	550	850	782	505	1,100	878	648	737	895