X Financial
XYF · XNYSCIK 1725033fmd_0FMZ4NG4HMG82ZKTN2TF5PCPDSFinance, Insurance and Real Estate · Finance ServicesTemplate: Standard
Coverage: Jan 01, 2016 to Dec 31, 2025, 10 periods
| Line item | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total revenues | 230 | 1,787 | 3,541 | 3,088 | 2,193 | 3,626 | 3,563 | 4,815 | 5,872 | 7,639 |
| Cost of revenue | 259 | 760 | 1,186 | 1,635 | 2,072 | 1,963 | 1,337 | 1,544 | 1,738 | 2,021 |
| Gross profit | (29) | 1,027 | 2,355 | 1,453 | 121 | 1,663 | 2,226 | 3,271 | 4,134 | 5,619 |
| Provision for credit losses | – | – | 40 | 38 | 227 | 76 | 165 | 140 | 194 | 1,077 |
| Realized investment gains (losses) | – | – | – | – | – | 0 | (10) | 6 | 17 | (14) |
| Selling, general and administrative | 100 | 175 | 426 | 331 | 215 | 209 | 187 | 199 | – | – |
| Operating income | (137) | 502 | 1,275 | 813 | (1,430) | 1,311 | 1,214 | 1,462 | 1,874 | 1,630 |
| Interest and investment income | – | – | – | – | – | – | – | – | 0 | 0 |
| Other non-operating income (expense) | (0) | 0 | (6) | 26 | 13 | 33 | 41 | 24 | 14 | 132 |
| Income before taxes | (147) | 479 | 1,085 | 664 | (1,602) | 1,191 | 1,220 | 1,469 | 1,894 | 1,750 |
| Income tax expense | (27) | 138 | (210) | (93) | (300) | 369 | 396 | 261 | 406 | 292 |
| Net income from continuing operations | (120) | 340 | 1,295 | 757 | (1,302) | 822 | 824 | 1,207 | 1,489 | 1,458 |
| Net income | (120) | 340 | 883 | 774 | (1,309) | 825 | 812 | 1,187 | 1,540 | 1,465 |