Waterstone Financial, Inc.

WSBF · XNAS

CIK 1569994fmd_1WH3D00T1E1B42TPKNS43EAVE5Finance, Insurance and Real Estate · Savings Institution, Federally CharteredTemplate: Financials

Coverage: Jan 01, 2011 to Jun 30, 2026, 58 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	64	67	74	80	78	70	70	99	113	116
Total revenues	170	175	172	183	298	259	163	131	135	142
Net interest income	43	51	54	52	54	56	57	50	46	57
Realized investment gains (losses)	0	(0)	0	0	–	–	–	–	–	–
Provision for credit losses	0	(1)	(1)	(1)	6	(4)	1	1	(0)	(1)
Net interest income after provision	43	52	55	53	47	60	56	50	46	58
Non-interest income	126	124	118	131	244	203	106	81	89	85
Compensation and benefits	95	97	98	102	139	135	100	84	81	80
Non-interest expense	127	132	133	136	183	171	137	120	112	110
Interest expense	20	16	20	28	25	14	13	49	67	59
Income before taxes	42	44	40	48	108	92	24	11	24	33
Income tax expense	16	18	10	12	27	21	5	2	5	7
Net income from continuing operations	26	26	31	36	81	71	19	9	19	26
Net income	26	26	31	36	81	71	19	9	19	26
Net income to common shareholders	26	26	31	–	–	–	–	–	–	–