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UWHARRIE CAPITAL CORP

UWHR · OTCM

CIK 898171fmd_1HWMT7Z0HYYNSTSQX0MK8W5B7MFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Latest annual · FY2025

Millions
Total revenues
50
Net income
11

Latest quarter · Q3 FY2026

Millions
Total revenues
13
Net income
3
Open Financials

Key stats

Open Analysis

Compound annual growth

Revenue, 3 yearsFY2022 to FY2025
+9.8%
Revenue, 5 yearsFY2020 to FY2025
+3.2%
Net income, 5 yearsFY2020 to FY2025
+7.0%

UWHARRIE CAPITAL CORP (UWHR) financials: quick answers

Annual figures as filed with the SEC. Each number links to the filing it came from and to its proof.

MetricFY2025FY2024ChangeSource
Revenue$50.1 million$45.7 million+9.7%10-K 2026-03-05 · proof
Net income$11.4 million$9.9 million+14.6%10-K 2026-03-05 · proof
Cash from operating activities$9.9 million$14.1 million-30%10-K 2026-03-05 · proof
Free cash flow$8.2 million$13.2 million-38.1%10-K 2026-03-05 · proof
Total assets$1.2 billion$1.1 billion+6%10-K 2026-03-05 · proof
Total liabilities$1.1 billion$1.1 billion+4.6%10-K 2026-03-05 · proof
Cash and cash equivalents$73.3 million$52.3 million+40.3%10-K 2026-03-05 · proof
Total debt$29.1 million$30.6 million-4.9%10-K 2026-03-05 · proof
What was UWHARRIE CAPITAL CORP (UWHR)'s revenue in fiscal 2025?
UWHARRIE CAPITAL CORP (UWHR) reported revenue of $50.1 million for fiscal 2025 (the year ended Dec 31, 2025), against $45.7 million the year before (+9.7%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What was UWHARRIE CAPITAL CORP (UWHR)'s net income in fiscal 2025?
UWHARRIE CAPITAL CORP (UWHR) reported net income of $11.4 million for fiscal 2025 (the year ended Dec 31, 2025), against $9.9 million the year before (+14.6%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What was UWHARRIE CAPITAL CORP (UWHR)'s cash from operating activities in fiscal 2025?
UWHARRIE CAPITAL CORP (UWHR) reported cash from operating activities of $9.9 million for fiscal 2025 (the year ended Dec 31, 2025), against $14.1 million the year before (-30%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What was UWHARRIE CAPITAL CORP (UWHR)'s free cash flow in fiscal 2025?
UWHARRIE CAPITAL CORP (UWHR) reported free cash flow of $8.2 million for fiscal 2025 (the year ended Dec 31, 2025), against $13.2 million the year before (-38.1%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What are UWHARRIE CAPITAL CORP (UWHR)'s total assets?
As of Dec 31, 2025, UWHARRIE CAPITAL CORP (UWHR) reported total assets of $1.2 billion, against $1.1 billion a year earlier (+6%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What are UWHARRIE CAPITAL CORP (UWHR)'s total liabilities?
As of Dec 31, 2025, UWHARRIE CAPITAL CORP (UWHR) reported total liabilities of $1.1 billion, against $1.1 billion a year earlier (+4.6%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What are UWHARRIE CAPITAL CORP (UWHR)'s cash and cash equivalents?
As of Dec 31, 2025, UWHARRIE CAPITAL CORP (UWHR) reported cash and cash equivalents of $73.3 million, against $52.3 million a year earlier (+40.3%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC
What is UWHARRIE CAPITAL CORP (UWHR)'s total debt?
As of Dec 31, 2025, UWHARRIE CAPITAL CORP (UWHR) reported total debt of $29.1 million, against $30.6 million a year earlier (-4.9%). Source: the 10-K filed with the SEC on Mar 5, 2026. SEC

Read from the FinancialMD API on Nov 13, 2026. Values change only when a new filing is made; see the Financials tab for every period and as-of replay.

The same numbers for an agent, with proof on every value:

curl "https://api.financial.md/v1/company/financials/income_statement/standardized?company=ticker:UWHR&period_type=annual&limit=5"

Information only, not investment advice.