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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	412	450	486	510	468	443	542	879	960	949
Total revenues	561	592	604	614	701	640	646	701	561	800
Net interest income	388	408	419	427	427	418	495	553	584	636
Provision for credit losses	–	–	18	11	36	(21)	22	27	–	–
Realized investment gains (losses)	(0)	0	0	0	–	–	–	0	(183)	–
Net interest income after provision	373	400	402	416	381	443	472	528	543	623
Non-interest income	174	185	185	187	275	222	151	148	(23)	164
Gain on sale of real estate	7	2	1	–	–	–	–	–	–	–
Compensation and benefits	229	229	238	248	272	284	254	268	266	283
Non-interest expense	407	430	415	429	466	489	564	496	486	512
Interest expense	25	42	66	84	42	24	47	326	376	312
Other non-operating income (expense)	6	14	7	10	9	7	10	10	18	13
Income before taxes	139	154	172	174	190	175	59	181	34	275
Income tax expense	31	49	22	23	30	28	(2)	28	(11)	51
Net income from continuing operations	108	106	150	150	160	147	61	153	45	224
Net income	108	106	150	150	160	147	72	165	223	224
Net income to common shareholders	–	–	–	–	–	–	–	–	–	–