SOUTHERN FIRST BANCSHARES INC

SFST · XNAS

CIK 1090009fmd_1J3Q3NBAPSE80S6DQP8K2PA3GSFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 68 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	51	61	77	93	95	93	118	178	201	211
Total revenues	7	5	6	10	20	11	4	4	6	6
Net interest income	43	51	60	67	80	88	98	78	81	105
Provision for credit losses	2	2	2	2	30	(12)	6	1	0	3
Net interest income after provision	41	49	58	65	50	100	91	76	81	102
Non-interest income	11	9	10	15	27	17	10	10	12	13
Gain on sale of real estate	–	–	–	–	–	–	–	–	–	–
Compensation and benefits	19	22	22	24	35	36	39	40	44	45
Non-interest expense	31	35	40	44	54	56	63	69	73	76
Interest expense	8	10	17	25	15	5	20	100	120	107
Income before taxes	20	24	29	35	24	61	38	17	20	40
Income tax expense	7	11	6	8	5	14	9	4	4	9
Net income from continuing operations	13	13	22	28	18	47	29	13	16	30
Net income	13	13	22	28	18	47	29	13	16	30
Net income to common shareholders	13	13	22	28	18	47	29	13	16	30