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Income Statement · Annual · Millions · USD

Line item	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	28	34	41	44	44	49	61	63	69
Total revenues	2	3	3	2	3	3	3	3	3
Net interest income	25	28	32	36	39	42	38	38	46
Provision for credit losses	1	2	2	7	(4)	1	2	3	2
Realized investment gains (losses)	–	(0)	(0)	(0)	(0)	(0)	–	–	–
Net interest income after provision	24	26	30	29	43	40	36	35	45
Non-interest income	8	5	6	8	7	6	6	(9)	7
Compensation and benefits	14	14	16	17	20	22	19	20	22
Impairment of real estate	0	0	–	–	–	–	–	–	–
Non-interest expense	25	26	28	30	36	37	36	37	39
Interest expense	3	5	9	8	4	7	23	26	22
Income before taxes	7	5	7	7	15	9	6	(11)	13
Income tax expense	4	1	2	2	3	2	1	(2)	3
Net income from continuing operations	3	4	6	6	12	7	4	(9)	10
Net income	3	4	6	6	12	7	4	(9)	10