Skip to content

PFS Bancorp, Inc.

PFSB · OTCM

CIK 1967656fmd_139709MCAQR0X36AFPHX65ZWGSFinance, Insurance and Real Estate · Savings Institutions, Not Federally CharteredTemplate: Financials

Coverage: Jan 01, 2022 to Sep 30, 2026, 18 periods

Latest annual · FY2025

Millions
Total revenues
7
Net income
2
Free cash flow
2

Latest quarter · Q3 FY2026

Millions
Total revenues
2
Net income
0
Free cash flow
1
Open Financials

Key stats

Open Analysis

Compound annual growth

Revenue, 3 yearsFY2022 to FY2025
+12.0%

PFS Bancorp, Inc. (PFSB) financials: quick answers

Annual figures as filed with the SEC. Each number links to the filing it came from and to its proof.

MetricFY2025FY2024ChangeSource
Revenue$6.6 million$5.9 million+11.1%10-K 2026-03-25 · proof
Net income$1.7 million$905,000+84.6%10-K 2026-03-25 · proof
Cash from operating activities$2.1 million$1.4 million+56.4%10-K 2026-03-25 · proof
Free cash flow$2.1 million$1.1 million+84.4%10-K 2026-03-25 · proof
Total assets$206.9 million$197.6 million+4.7%10-K 2026-03-25 · proof
Total liabilities$167.9 million$161 million+4.3%10-K 2026-03-25 · proof
Cash and cash equivalents$15.5 million$16.3 million-4.7%10-K 2026-03-25 · proof
What was PFS Bancorp, Inc. (PFSB)'s revenue in fiscal 2025?
PFS Bancorp, Inc. (PFSB) reported revenue of $6.6 million for fiscal 2025 (the year ended Dec 31, 2025), against $5.9 million the year before (+11.1%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What was PFS Bancorp, Inc. (PFSB)'s net income in fiscal 2025?
PFS Bancorp, Inc. (PFSB) reported net income of $1.7 million for fiscal 2025 (the year ended Dec 31, 2025), against $905,000 the year before (+84.6%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What was PFS Bancorp, Inc. (PFSB)'s cash from operating activities in fiscal 2025?
PFS Bancorp, Inc. (PFSB) reported cash from operating activities of $2.1 million for fiscal 2025 (the year ended Dec 31, 2025), against $1.4 million the year before (+56.4%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What was PFS Bancorp, Inc. (PFSB)'s free cash flow in fiscal 2025?
PFS Bancorp, Inc. (PFSB) reported free cash flow of $2.1 million for fiscal 2025 (the year ended Dec 31, 2025), against $1.1 million the year before (+84.4%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What are PFS Bancorp, Inc. (PFSB)'s total assets?
As of Dec 31, 2025, PFS Bancorp, Inc. (PFSB) reported total assets of $206.9 million, against $197.6 million a year earlier (+4.7%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What are PFS Bancorp, Inc. (PFSB)'s total liabilities?
As of Dec 31, 2025, PFS Bancorp, Inc. (PFSB) reported total liabilities of $167.9 million, against $161 million a year earlier (+4.3%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC
What are PFS Bancorp, Inc. (PFSB)'s cash and cash equivalents?
As of Dec 31, 2025, PFS Bancorp, Inc. (PFSB) reported cash and cash equivalents of $15.5 million, against $16.3 million a year earlier (-4.7%). Source: the 10-K filed with the SEC on Mar 25, 2026. SEC

Read from the FinancialMD API on Nov 13, 2026. Values change only when a new filing is made; see the Financials tab for every period and as-of replay.

The same numbers for an agent, with proof on every value:

curl "https://api.financial.md/v1/company/financials/income_statement/standardized?company=ticker:PFSB&period_type=annual&limit=5"

Information only, not investment advice.