Pathfinder Bancorp, Inc.

PBHC · XNAS

CIK 1609065fmd_17BN1ZVXRH8NQHV7D5Z7JPGWREFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2013 to Jun 30, 2026, 52 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	24	29	35	42	43	46	51	68	78	77
Total revenues	24	27	30	33	38	45	47	44	51	47
Rental revenue	–	–	–	–	–	–	–	–	194	372
Net interest income	20	23	26	28	32	38	41	39	41	44
Provision for credit losses	1	2	1	2	5	1	3	3	11	16
Net interest income after provision	19	21	24	26	27	37	39	36	30	28
Non-interest income	4	4	4	5	6	6	6	5	10	2
Non-interest expense	19	21	24	26	25	27	29	29	34	35
Interest expense	4	6	9	14	11	8	10	29	37	32
Income before taxes	4	4	5	5	8	16	16	12	5	(4)
Income tax expense	1	1	1	1	3	3	3	2	0	(2)
Net income from continuing operations	3	3	4	4	6	13	13	9	5	(2)
Net income	3	3	4	4	7	12	13	9	3	(2)
Net income to common shareholders	3	3	4	4	5	–	–	–	–	–