ORRSTOWN FINANCIAL SERVICES INC

ORRF · XNAS

CIK 826154fmd_19R8EBVZDTSJ3DRKV3TVM1B9RAFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	42	51	66	93	100	94	109	150	249	304
Total revenues	56	64	15	18	16	19	19	19	27	37
Investment banking revenue	5	6	7	7	7	8	8	8	12	15
Net interest income	37	44	52	69	84	87	100	105	155	200
Commissions and fees	2	2	2	2	3	4	4	4	5	7
Provision for credit losses	0	1	1	1	5	1	4	2	17	0
Realized investment gains (losses)	1	1	1	5	(0)	1	0	(0)	0	0
Net interest income after provision	36	43	51	68	78	86	95	103	139	200
Non-interest income	20	20	21	29	28	29	27	26	37	52
Gain on sale of real estate	–	–	–	–	–	0	0	1	0	0
Compensation and benefits	26	30	33	39	43	44	48	51	77	85
Non-interest expense	48	50	58	77	74	74	96	84	148	149
Interest expense	5	8	14	24	16	7	9	45	94	104
Income before taxes	8	12	14	20	33	41	27	45	28	103
Income tax expense	1	4	2	3	6	8	5	9	6	22
Net income from continuing operations	7	8	13	17	26	33	22	36	22	81
Net income	7	8	13	17	26	33	22	36	22	81