OP Bancorp

OPBK · XNAS

CIK 1722010fmd_1T6CF53K925BEHGMC2FKSW4ZRNFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2016 to Sep 30, 2026, 40 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	32	40	50	59	54	64	88	122	138	150
Total revenues	1	2	2	2	1	2	2	2	3	3
Net interest income	28	36	41	44	45	61	77	69	66	78
Provision for credit losses	2	1	1	1	6	1	3	2	3	4
Net interest income after provision	27	34	40	43	39	61	74	67	63	75
Non-interest income	9	9	9	11	11	16	18	14	16	16
Compensation and benefits	15	16	18	20	20	21	27	30	32	36
Non-interest expense	23	26	30	33	32	36	45	48	50	56
Interest expense	3	5	9	15	8	3	11	53	72	72
Income before taxes	12	17	19	22	18	41	47	33	29	35
Income tax expense	5	8	5	5	5	12	13	10	8	10
Net income from continuing operations	7	9	14	17	13	29	33	24	21	26
Net income	7	9	14	17	13	29	33	24	21	26
Net income to common shareholders	7	9	14	16	13	29	33	23	21	26