OCEANFIRST FINANCIAL CORP

OCFC · XNAS

CIK 1004702fmd_1AAQRHD2TZJK02S12RWBM0RSFMFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	133	189	277	309	380	342	431	608	642	642
Total revenues	141	196	275	298	387	357	437	403	384	405
Net interest income	120	169	241	256	313	305	377	370	334	360
Commissions and fees	–	–	–	–	–	–	–	–	–	–
Provision for credit losses	3	4	3	2	59	(12)	8	18	8	16
Realized investment gains (losses)	0	0	(0)	0	21	7	10	–	–	–
Net interest income after provision	118	165	237	254	254	317	370	352	326	344
Asset management and advisory fees	2	2	–	–	–	–	–	–	–	–
Non-interest income	20	27	35	42	74	52	59	34	50	45
Compensation and benefits	47	60	83	90	114	120	132	136	138	159
Total operating expenses	103	127	186	189	246	227	235	249	246	296
Interest expense	13	20	36	53	67	37	54	238	308	282
Income before taxes	35	65	86	107	81	142	194	137	131	93
Income tax expense	12	23	14	19	18	32	47	33	30	21
Net income from continuing operations	23	42	72	89	63	110	147	104	100	71
Net income	23	42	72	89	63	110	147	104	100	71
Net income to common shareholders	–	–	72	89	61	106	143	100	96	67