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Income Statement · Annual · Millions · USD

Line item	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	49	48	72	132	160	154
Total revenues	42	46	66	101	106	105
Net interest income	39	43	64	97	103	101
Provision for credit losses	1	4	0	1	1	(0)
Net interest income after provision	38	40	63	96	102	101
Non-interest income	3	2	2	4	3	4
Gain on sale of real estate	–	–	–	–	–	(0)
Compensation and benefits	14	15	16	19	21	23
Impairment of real estate	0	–	1	–	1	0
Non-interest expense	25	26	31	35	39	43
Interest expense	10	5	8	35	57	53
Income before taxes	16	16	34	65	66	62
Income tax expense	3	4	10	18	19	18
Net income from continuing operations	12	12	25	46	47	44
Net income	12	12	25	46	47	44