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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	287	309	344	368	348	340	384	523	612	711
Total revenues	111	113	126	134	141	151	151	145	166	183
Net interest income	264	283	306	312	316	321	362	378	400	502
Provision for credit losses	25	31	29	25	51	(8)	17	25	20	32
Net interest income after provision	239	253	277	286	265	329	345	353	381	469
Non-interest income	116	121	125	144	146	158	156	142	177	195
Compensation and benefits	132	135	152	157	162	173	188	194	232	257
Non-interest expense	236	246	265	275	278	287	304	342	378	445
Interest expense	23	26	39	56	33	19	22	145	212	209
Income before taxes	119	128	137	155	133	200	196	153	179	219
Income tax expense	40	46	24	34	29	45	44	35	39	50
Net income from continuing operations	78	82	113	121	104	155	152	119	141	169
Net income	78	82	113	121	104	155	152	119	141	169