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Income Statement · Annual · Millions · USD

Line item	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Investment banking revenue	3	4	4	4	5	–	–	–	–
Total interest income	36	44	53	63	72	89	137	156	166
Total revenues	66	65	69	136	151	5	5	6	6
Net interest income	29	33	36	49	63	70	69	71	88
Provision for credit losses	2	2	1	8	1	2	7	11	15
Net interest income after provision	27	31	35	41	62	68	62	60	73
Non-interest income	37	32	33	87	88	42	32	41	39
Gain on sale of real estate	–	0	–	0	–	–	–	–	–
Compensation and benefits	39	35	35	72	79	54	47	47	51
Non-interest expense	58	53	55	93	104	81	77	79	83
Interest expense	7	11	17	14	8	19	68	85	79
Income before taxes	6	10	14	35	46	28	17	22	28
Income tax expense	3	2	3	8	11	6	4	5	7
Net income from continuing operations	3	8	10	26	36	22	13	16	22
Net income	3	8	10	26	36	22	13	16	22
Net income to common shareholders	2	8	10	26	36	22	13	16	22