MainStreet Bancshares, Inc.

MNSB · XNAS

CIK 1693577fmd_15BDERJ2CXNQ1MF2YCMWZTHDBYFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2018 to Sep 30, 2026, 35 periods

Income Statement · Annual · Millions · USD
Line item	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	44	59	62	64	84	124	135	132
Total revenues	34	44	53	2	89	128	138	136
Rental revenue	–	0	0	0	–	–	–	–
Net interest income	31	39	46	54	71	77	63	70
Provision for credit losses	(3)	(2)	(4)	1	2	2	7	(0)
Gross profit	–	–	–	–	75	80	66	74
Realized investment gains (losses)	–	–	–	–	0	0	(0)	0
Net interest income after provision	28	38	42	55	68	75	56	70
Non-interest income	3	5	7	6	5	3	3	4
Selling, general and administrative	1	1	1	1	1	1	1	1
Compensation and benefits	12	16	18	19	24	28	30	32
Non-interest expense	20	25	30	33	40	46	73	55
Interest expense	13	19	16	11	13	48	72	62
Interest and investment income	–	–	–	–	5	8	9	7
Income before taxes	11	17	20	28	33	33	(14)	19
Income tax expense	2	3	4	6	7	6	(4)	3
Net income from continuing operations	9	14	16	22	27	27	(10)	16
Net income	9	14	16	22	27	27	(10)	16
Net income to common shareholders	–	14	15	20	25	24	(12)	13