LexinFintech Holdings Ltd.

LX · XNAS

CIK 1708259fmd_0QXY6QXQXRGPRWW25VAB5EBB6KFinance, Insurance and Real Estate · Finance ServicesTemplate: Standard

Coverage: Jan 01, 2015 to Dec 31, 2025, 11 periods

Income Statement · Annual · Millions · CNY
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total revenues	4,339	5,582	7,597	10,604	11,645	11,381	9,866	13,057	14,204	13,152
Cost of revenue	3,737	4,262	4,585	5,609	8,012	5,631	6,831	8,544	9,177	8,683
Gross profit	602	1,320	3,012	4,994	3,633	5,749	3,035	4,513	5,026	4,469
Provision for credit losses	237	612	884	–	–	–	–	–	–	–
Realized investment gains (losses)	–	–	–	52	(61)	(4)	(34)	(206)	0	0
Research and development	127	235	320	416	474	549	583	513	578	595
Selling, general and administrative	464	609	870	1,951	1,726	2,130	2,117	2,121	2,162	2,281
Total operating expenses	591	844	1,190	2,367	2,200	2,679	2,700	2,634	2,740	2,876
Operating income	11	476	1,822	2,627	1,433	3,070	334	1,879	2,286	1,593
Interest expense	48	76	23	39	78	63	56	50	9	23
Other non-operating income (expense)	(11)	28	2	82	146	113	61	8	58	19
Income before taxes	(60)	475	2,110	2,707	686	2,770	1,029	1,327	1,354	2,076
Income tax expense	58	234	132	412	91	435	203	261	253	399
Net income from continuing operations	(118)	240	1,977	2,295	595	2,334	826	1,066	1,100	1,677
Net income	(118)	240	1,977	2,295	595	2,334	826	1,066	1,100	1,677
Net income to common shareholders	(223)	26	1,977	2,295	595	2,334	820	1,066	1,100	1,677