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Income Statement · Annual · Millions · USD
Line itemFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Total revenues610613161144131223528564660722
Total interest income211753222233
Cost of revenue29224412410296168418443487491
Net interest income178(4)(5)(1)(4)(17)(17)(19)(16)
Gross profit31836937423554110121173231
Realized investment gains (losses)–32(167)0––––––
Provision for credit losses–133310265813
Research and development2112011111
Losses and loss adjustment expenses––83(8)9(6)(7)(10)(13)
Net interest income after provision–(5)(37)(6)(1)(5)(23)(22)(27)(28)
Selling, general and administrative1791311457584759587124153
Operating income9754(135)(44)(54)(40)(15)3(28)13
Interest expense391083619192219
Interest and investment income2118––––––––
Income before taxes11495(319)(65)(6)(40)(32)(14)(107)4
Income tax expense4345(5)380(2)3(16)1
Net income from continuing operations7551(313)(97)(38)(44)(35)(17)(88)2
Net income7362(311)(78)(38)(44)(35)(19)(91)3