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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	29	30	33	37	39	40	43	65	74	81
Total revenues	41	41	43	46	64	61	53	57	60	71
Net interest income	26	26	28	30	36	38	39	43	46	56
Commissions and fees	7	7	–	–	–	–	–	–	–	–
Provision for credit losses	1	0	1	1	3	1	–	0	2	2
Realized investment gains (losses)	1	0	0	(0)	2	1	(1)	(1)	(1)	(0)
Net interest income after provision	26	26	26	29	33	38	39	43	43	53
Non-interest income	15	15	16	16	27	22	14	13	15	15
Gain on sale of real estate	(0)	–	–	–	–	–	–	–	–	–
Compensation and benefits	15	15	16	18	21	20	20	23	23	26
Non-interest expense	29	37	30	33	36	37	41	42	44	45
Interest expense	3	4	5	7	3	2	4	21	28	25
Income before taxes	11	3	12	12	24	23	11	14	14	23
Income tax expense	2	(1)	1	1	5	5	1	2	1	4
Net income from continuing operations	9	4	10	11	19	18	10	12	13	19
Net income	9	4	10	11	19	18	10	12	13	19