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Joint Stock Co Kaspi.kz

KSPI · XNAS

CIK 1985487fmd_1Q72MP39PH62VRYCK3563WF12NServices · Services-Business Services, NECTemplate: Standard

Coverage: Jan 01, 2021 to Dec 31, 2025, 5 periods

Latest annual · FY2025

Millions
Total revenues
4,046,074
Gross profit
2,866,933
Net income
1,073,177
Open Financials

Key stats

Open Analysis

Compound annual growth

Revenue, 3 yearsFY2022 to FY2025
+47.1%

Joint Stock Co Kaspi.kz (KSPI) financials: quick answers

Annual figures as filed with the SEC. Each number links to the filing it came from and to its proof.

MetricFY2025FY2024ChangeSource
RevenueKZT 4 trillionKZT 2.5 trillion+59.8%20-F 2026-03-16 · proof
Gross profitKZT 2.9 trillionKZT 2.2 trillion+28.7%20-F 2026-03-16 · proof
Net incomeKZT 1.1 trillionKZT 1 trillion+3.2%20-F 2026-03-16 · proof
Cash from operating activitiesKZT 673.6 billionKZT 581.9 billion+15.8%20-F 2026-03-16 · proof
Total assetsKZT 11.1 trillionKZT 8.4 trillion+32.3%20-F 2026-03-16 · proof
Total liabilitiesKZT 8.5 trillionKZT 6.8 trillion+24.6%20-F 2026-03-16 · proof
Cash and cash equivalentsKZT 903.1 billionKZT 619.5 billion+45.8%20-F 2026-03-16 · proof
What was Joint Stock Co Kaspi.kz (KSPI)'s revenue in fiscal 2025?
Joint Stock Co Kaspi.kz (KSPI) reported revenue of KZT 4 trillion for fiscal 2025 (the year ended Dec 31, 2025), against KZT 2.5 trillion the year before (+59.8%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What was Joint Stock Co Kaspi.kz (KSPI)'s gross profit in fiscal 2025?
Joint Stock Co Kaspi.kz (KSPI) reported gross profit of KZT 2.9 trillion for fiscal 2025 (the year ended Dec 31, 2025), against KZT 2.2 trillion the year before (+28.7%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What was Joint Stock Co Kaspi.kz (KSPI)'s net income in fiscal 2025?
Joint Stock Co Kaspi.kz (KSPI) reported net income of KZT 1.1 trillion for fiscal 2025 (the year ended Dec 31, 2025), against KZT 1 trillion the year before (+3.2%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What was Joint Stock Co Kaspi.kz (KSPI)'s cash from operating activities in fiscal 2025?
Joint Stock Co Kaspi.kz (KSPI) reported cash from operating activities of KZT 673.6 billion for fiscal 2025 (the year ended Dec 31, 2025), against KZT 581.9 billion the year before (+15.8%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What are Joint Stock Co Kaspi.kz (KSPI)'s total assets?
As of Dec 31, 2025, Joint Stock Co Kaspi.kz (KSPI) reported total assets of KZT 11.1 trillion, against KZT 8.4 trillion a year earlier (+32.3%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What are Joint Stock Co Kaspi.kz (KSPI)'s total liabilities?
As of Dec 31, 2025, Joint Stock Co Kaspi.kz (KSPI) reported total liabilities of KZT 8.5 trillion, against KZT 6.8 trillion a year earlier (+24.6%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC
What are Joint Stock Co Kaspi.kz (KSPI)'s cash and cash equivalents?
As of Dec 31, 2025, Joint Stock Co Kaspi.kz (KSPI) reported cash and cash equivalents of KZT 903.1 billion, against KZT 619.5 billion a year earlier (+45.8%). Source: the 20-F filed with the SEC on Mar 16, 2026. SEC

Read from the FinancialMD API on Nov 13, 2026. Values change only when a new filing is made; see the Financials tab for every period and as-of replay.

The same numbers for an agent, with proof on every value:

curl "https://api.financial.md/v1/company/financials/income_statement/standardized?company=ticker:KSPI&period_type=annual&limit=5"

Information only, not investment advice.