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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	59	85	115	147	137	134	157	239	292	320
Total revenues	54	8	6	12	101	119	118	101	135	116
Net interest income	40	54	62	63	65	87	97	75	87	114
Provision for credit losses	4	5	4	6	9	1	5	17	17	72
Realized investment gains (losses)	–	(0)	0	(0)	0	0	0	–	–	–
Net interest income after provision	35	49	58	57	55	86	92	58	70	41
Non-interest income	14	11	9	17	36	33	21	26	47	3
Compensation and benefits	17	21	23	27	34	38	42	45	52	51
Non-interest expense	31	37	43	47	58	62	73	79	90	95
Interest expense	19	31	53	84	72	47	60	165	205	206
Income before taxes	18	23	24	27	34	57	40	5	28	(51)
Income tax expense	6	8	2	2	4	8	5	(3)	2	(16)
Net income from continuing operations	12	15	22	25	29	48	36	8	25	(35)
Net income	12	15	22	25	29	48	36	8	25	(35)
Net income to common shareholders	–	–	–	–	–	–	36	8	25	(35)