HDFC BANK LTD

HDB · XNYS

CIK 1144967fmd_1AJ4W9BAEMN2RG9GB5BX263W9GFinance, Insurance and Real Estate · Commercial Banks, NECTemplate: Financials

Coverage: Apr 01, 2007 to Mar 31, 2025, 20 periods

Income Statement · Annual · Millions · INR
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	625,429	725,554	843,465	1,041,715	1,211,983	1,275,968	1,333,137	1,689,527	2,781,926	3,227,963
Total revenues	367,664	424,170	508,360	595,349	674,125	782,429	892,434	1,131,161	1,853,871	2,190,128
Net premiums earned	–	–	–	–	–	–	–	–	381,880	498,265
Net interest income	292,362	351,796	423,151	507,506	593,527	683,687	748,840	913,989	1,248,003	1,404,486
Trading and principal transactions revenue	1,519	467	(63)	1,028	1,323	1,481	2,456	480	41,595	43,408
Commissions and fees	83,763	94,120	–	–	–	–	–	–	–	–
Provision for credit losses	21,531	37,951	59,398	72,279	117,622	154,233	126,980	74,214	133,063	181,380
Net interest income after provision	270,830	313,844	363,753	435,226	475,906	529,453	621,860	839,775	1,114,940	1,223,106
Losses and loss adjustment expenses	–	–	–	–	–	–	–	–	381,966	532,867
Non-interest income	96,834	110,326	144,607	160,122	198,219	252,976	270,574	291,387	738,931	967,023
Policy acquisition costs	7,062	–	–	–	–	–	–	–	(2,971)	(13,463)
Compensation and benefits	85,933	92,663	98,484	104,653	130,507	143,756	165,288	199,727	288,776	299,252
Non-interest expense	182,077	204,205	231,253	255,390	308,281	342,602	373,272	468,779	1,069,242	1,265,631
Interest expense	333,067	373,759	420,315	534,209	618,456	592,281	584,298	775,538	1,533,923	1,823,477
Income before taxes	185,587	219,966	277,106	339,959	365,844	439,827	519,162	662,382	705,459	861,546
Income tax expense	67,537	79,225	98,273	119,394	105,480	113,820	132,559	166,117	77,827	175,015
Net income from continuing operations	118,050	140,741	178,834	220,566	260,364	326,006	386,603	496,264	627,632	686,531
Net income	117,915	140,530	178,515	220,104	260,270	325,977	386,000	495,447	622,657	673,508