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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	107	128	166	208	200	194	236	312	356	363
Total revenues	121	145	169	204	225	234	247	188	192	(27)
Net interest income	86	112	135	161	166	176	200	176	189	229
Provision for credit losses	2	2	3	2	21	(2)	(2)	2	5	2
Realized investment gains (losses)	2	0	(0)	(0)	4	1	0	(32)	(39)	(300)
Net interest income after provision	84	110	132	159	145	178	201	173	183	228
Non-interest income	35	33	34	43	60	58	47	12	3	(256)
Compensation and benefits	44	51	57	65	71	74	80	81	88	90
Non-interest expense	87	95	103	122	126	133	143	146	159	172
Interest expense	21	16	32	48	34	18	37	137	168	133
Income before taxes	33	48	64	80	78	102	106	39	27	(201)
Income tax expense	9	15	10	13	10	15	12	11	(8)	(51)
Net income from continuing operations	24	33	53	67	68	87	93	28	35	(150)
Net income	24	33	53	67	68	87	93	28	35	(150)
Net income to common shareholders	24	33	53	67	68	87	93	28	35	(150)