Happen, Inc.

HAPN · XNAS

CIK 1409970fmd_0M424RE9MZRNZT9J8C9FKP0SFYFinance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jan 01, 2010 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total revenues	501	575	695	759	318	819	1,187	865	787	999
Total interest income	697	611	487	345	210	293	557	833	908	962
Rental revenue	–	–	–	–	–	–	–	0	0	7
Net interest income	5	9	1	98	59	213	475	562	534	626
Provision for credit losses	–	–	–	0	3	139	267	244	178	191
Commissions and fees	423	449	–	–	–	–	–	–	–	–
Net interest income after provision	5	–	–	98	56	74	207	318	356	434
Research and development	115	142	155	168	139	–	–	–	–	–
Selling, general and administrative	424	422	497	518	292	–	–	–	–	–
Non-interest income	495	–	–	661	259	606	712	303	253	373
Total operating expenses	651	728	823	789	502	–	–	–	–	–
Compensation and benefits	–	–	–	334	253	288	339	262	232	242
Non-interest expense	–	–	–	789	502	661	767	566	544	631
Interest expense	688	571	386	247	150	80	83	271	374	336
Income before taxes	(150)	(153)	(128)	(31)	(188)	18	153	55	65	177
Income tax expense	(4)	1	0	(0)	(0)	(0)	(137)	16	14	41
Net income from continuing operations	(146)	(154)	(128)	(31)	(188)	19	290	39	51	136
Net income	(146)	(154)	(128)	(31)	(188)	19	290	39	51	136
Net income to common shareholders	–	–	–	–	–	19	290	39	51	136