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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	218	251	292	325	301	294	330	530	600	633
Total revenues	264	309	341	355	363	385	411	482	478	523
Net interest income	199	229	252	270	268	279	312	386	379	426
Provision for credit losses	18	5	13	15	57	(1)	21	15	29	37
Realized investment gains (losses)	1	5	8	0	0	0	0	(0)	–	–
Commissions and fees	–	–	3	3	3	4	4	4	5	6
Net interest income after provision	181	224	240	255	212	280	291	371	350	389
Non-interest income	65	80	89	85	94	107	99	97	99	97
Compensation and benefits	87	104	105	112	119	120	126	143	149	164
Non-interest expense	160	200	196	210	216	214	230	270	271	295
Interest expense	19	22	40	55	33	15	18	144	222	207
Income before taxes	85	104	133	131	90	173	160	198	178	191
Income tax expense	26	49	25	26	17	35	32	40	36	39
Net income from continuing operations	60	55	107	105	73	138	128	157	143	152
Net income	60	55	107	105	73	138	128	157	143	152