Enova International, Inc.

ENVA · XNYS

CIK 1529864fmd_048QB60MWSXHTXJ5PM6EB7TJDDFinance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jan 01, 2012 to Sep 30, 2026, 56 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total revenues	746	729	973	1,175	1,084	1,208	1,736	2,118	2,658	3,152
Cost of revenue	328	353	503	603	–	–	–	–	–	–
Net interest income	(66)	(74)	(79)	(76)	–	–	–	–	–	–
Gross profit	418	375	469	572	684	1,024	1,118	1,230	1,529	1,830
Total operating expenses	296	259	294	324	326	611	734	808	945	1,091
Operating income	121	116	176	248	358	413	384	422	585	739
Interest expense	–	–	79	76	87	77	116	195	290	339
Other non-operating income (expense)	–	–	–	(2)	(1)	(2)	(1)	(0)	(6)	(1)
Income before taxes	57	20	69	170	435	337	273	227	271	401
Income tax expense	23	2	5	42	57	80	65	52	62	93
Net income from continuing operations	35	18	64	128	378	257	207	175	209	308
Net income	35	29	70	37	378	256	207	175	209	308