Embassy Bancorp, Inc.

EMYB · OTCM

CIK 1449794fmd_04WHJZB1N56AGXAJM6Z8K6T2VVFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2010 to Jun 30, 2026, 65 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	30	34	39	43	44	48	50	57	65	71
Total revenues	30	33	34	36	40	46	49	42	39	46
Net interest income	26	30	33	34	38	43	46	39	36	42
Provision for credit losses	1	1	1	1	3	1	1	(0)	(1)	0
Realized investment gains (losses)	–	0	–	–	0	0	–	–	–	–
Net interest income after provision	26	29	31	33	35	43	45	39	37	42
Non-interest income	3	3	2	2	2	2	2	3	3	3
Compensation and benefits	8	9	10	10	11	12	13	14	14	15
Impairment of real estate	0	0	0	–	–	–	–	–	–	–
Non-interest expense	19	20	21	22	22	24	26	26	27	29
Interest expense	4	4	6	9	6	4	4	18	29	29
Income before taxes	10	12	12	13	16	21	22	15	13	17
Income tax expense	3	5	2	2	3	4	4	3	2	3
Net income from continuing operations	7	7	10	11	13	17	18	13	10	14
Net income	7	7	10	11	13	17	18	13	10	14
Net income to common shareholders	7	7	10	11	13	17	18	13	10	14