CITIZENS FINANCIAL SERVICES INC
CZFS · XNASCIK 739421fmd_0DBKSXZMRKG7KDA596B2PV9Q38Finance, Insurance and Real Estate · State Commercial BanksTemplate: Financials
Coverage: Jan 01, 2009 to Sep 30, 2026, 72 periods
| Line item | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | 43 | 48 | 57 | 62 | 70 | 73 | 83 | 127 | 154 | 159 |
| Total revenues | 46 | 51 | 7 | 7 | 7 | 8 | 9 | 9 | 10 | 10 |
| Net interest income | 38 | 42 | 47 | 50 | 62 | 66 | 72 | 80 | 86 | 98 |
| Provision for credit losses | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 6 | 3 | 2 |
| Realized investment gains (losses) | 0 | 1 | 0 | 0 | (0) | 0 | (0) | (0) | 0 | 0 |
| Net interest income after provision | 36 | 40 | 45 | 48 | 60 | 65 | 70 | 75 | 84 | 96 |
| Non-interest income | 8 | 9 | 8 | 8 | 11 | 12 | 10 | 12 | 15 | 14 |
| Compensation and benefits | 17 | 18 | 19 | 20 | 24 | 26 | 28 | 35 | 39 | 39 |
| Non-interest expense | 29 | 29 | 32 | 33 | 41 | 42 | 45 | 65 | 65 | 65 |
| Interest expense | 5 | 6 | 10 | 12 | 8 | 7 | 11 | 47 | 68 | 61 |
| Income before taxes | 16 | 19 | 21 | 23 | 30 | 35 | 35 | 22 | 34 | 45 |
| Income tax expense | 3 | 6 | 3 | 4 | 5 | 6 | 6 | 4 | 6 | 9 |
| Net income from continuing operations | 13 | 13 | 18 | 19 | 25 | 29 | 29 | 18 | 28 | 37 |
| Net income | 13 | 13 | 18 | 19 | 25 | 29 | 29 | 18 | 28 | 37 |