CNFinance Holdings Ltd.

CNF · XNYS

CIK 1733868fmd_044H3MX34VZXP0X1FXATK30SJBFinance, Insurance and Real Estate · Finance ServicesTemplate: Standard

Coverage: Jan 01, 2016 to Dec 31, 2025, 12 periods

Income Statement · Annual · Millions · CNY
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	1,244	3,410	4,293	2,970	1,855	1,816	1,731	–	–	–
Total revenues	867	2,013	2,338	1,789	–	602	1,013	1,026	709	112
Net interest income	801	2,001	2,350	1,660	1,124	1,040	947	1,032	744	64
Provision for credit losses	111	307	434	363	77	(298)	238	177	105	481
Realized investment gains (losses)	–	–	–	–	–	19	21	7	(4)	(1)
Net interest income after provision	690	1,694	1,916	1,124	631	913	445	593	483	(449)
Research and development	9	5	1	2	10	2	1	2	1	4
Non-interest income	66	12	(11)	128	–	(438)	66	(6)	(35)	48
Taxes other than income taxes	48	39	81	68	49	36	36	31	26	11
Compensation and benefits	299	546	443	228	190	211	197	205	156	91
Total operating expenses	–	–	114	183	124	101	86	122	187	67
Non-interest expense	468	898	747	531	448	381	339	–	–	–
Operating income	–	–	–	–	–	(381)	(339)	(381)	(400)	(183)
Interest expense	443	1,410	1,943	1,310	731	776	–	–	–	–
Interest and investment income	–	–	–	–	1,829	1,760	1,573	1,580	1,344	485
Income before taxes	288	809	1,158	721	163	94	173	206	48	(584)
Income tax expense	53	276	297	186	48	29	37	41	11	(114)
Net income from continuing operations	235	533	861	535	115	65	135	165	38	(470)
Net income	235	533	861	535	115	65	135	165	38	(470)