CIVISTA BANCSHARES, INC.

CIVB · XNAS

CIK 944745fmd_141WAH4FGPBBJ96M3X9A6M5THNFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2010 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	54	59	74	98	100	105	126	183	207	221
Total revenues	13	14	15	18	17	20	25	30	19	19
Net interest income	50	55	66	85	90	95	110	125	117	139
Provision for credit losses	(1)	–	1	1	10	1	2	4	6	4
Realized investment gains (losses)	0	–	–	–	–	–	–	–	–	–
Net interest income after provision	52	55	65	84	80	95	108	121	111	135
Asset management and advisory fees	3	3	–	–	–	–	–	–	–	–
Non-interest income	16	16	18	22	28	31	29	37	38	34
Gain on sale of real estate	0	0	0	(0)	–	–	–	–	–	–
Compensation and benefits	25	29	37	39	42	45	51	58	62	59
Non-interest expense	44	49	67	67	71	78	90	108	113	114
Interest expense	3	4	8	13	10	10	16	57	90	82
Income before taxes	24	22	17	40	37	48	47	51	37	55
Income tax expense	7	6	3	6	5	8	8	8	5	9
Net income from continuing operations	17	16	14	34	32	41	39	43	32	46
Net income	17	16	14	34	32	41	39	43	32	46
Net income to common shareholders	16	15	13	33	32	41	39	43	32	46