CHEMUNG FINANCIAL CORP

CHMG · XNAS

CIK 763563fmd_00CJY044NJXVB5BNHAMYMQ9S20Finance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	56	60	65	67	67	69	81	113	128	133
Total revenues	73	77	84	81	84	89	96	99	97	95
Net interest income	52	57	60	61	63	66	74	74	74	87
Provision for credit losses	0	0	3	6	4	0	(1)	3	(0)	4
Realized investment gains (losses)	1	0	0	–	–	–	–	–	–	–
Net interest income after provision	50	48	57	55	59	66	75	71	74	83
Non-interest income	21	20	23	20	21	24	21	25	23	8
Compensation and benefits	–	–	–	–	–	–	–	34	36	39
Non-interest expense	57	54	57	56	56	56	59	64	67	71
Interest expense	4	3	4	6	4	3	7	39	54	46
Interest and investment income	–	–	–	–	–	–	–	–	–	–
Income before taxes	14	15	24	19	24	34	37	32	30	20
Income tax expense	4	7	4	3	5	7	8	7	6	5
Net income from continuing operations	10	7	20	16	19	26	29	25	24	15
Net income	10	7	20	16	19	26	29	25	24	15