CULLEN/FROST BANKERS, INC.

CFR · XNYS

CIK 39263fmd_1RVCP53MF0DF0452234JD6Q0QZFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2008 to Sep 30, 2026, 71 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	788	893	1,051	1,134	1,021	1,009	1,476	2,218	2,391	2,421
Total revenues	1,126	1,203	1,309	1,368	1,441	1,372	1,696	1,987	2,064	2,235
Net interest income	776	866	958	1,004	976	985	1,291	1,559	1,605	1,736
Provision for credit losses	52	35	22	34	241	0	3	46	65	44
Realized investment gains (losses)	15	(5)	(0)	0	109	0	0	0	(0)	(1)
Net interest income after provision	725	831	936	970	735	985	1,288	1,512	1,540	1,692
Non-interest income	350	336	351	364	465	387	405	429	459	499
Compensation and benefits	–	–	350	375	387	395	492	548	621	675
Non-interest expense	733	759	779	835	849	882	1,024	1,229	1,303	1,419
Interest expense	12	27	93	130	45	24	184	659	786	685
Income before taxes	341	408	509	499	351	490	669	712	696	772
Income tax expense	37	44	54	56	20	46	90	114	113	123
Net income from continuing operations	304	364	455	444	331	443	579	598	583	649
Net income	304	364	455	444	331	443	579	598	583	649
Net income to common shareholders	296	356	447	436	324	436	572	591	576	642