CREDIT ACCEPTANCE CORP

CACC · XNAS

CIK 885550fmd_0XG1CGEE3J1PZE6E36J1TJ9E09Finance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Net premiums earned	43	41	47	51	57	60	63	80	96	96
Total revenues	969	1,110	1,286	1,489	1,669	1,856	1,832	1,902	2,162	2,317
Provision for credit losses	90	129	57	76	557	8	481	736	815	616
Losses and loss adjustment expenses	26	23	26	30	38	39	46	71	74	72
Selling, general and administrative	98	114	123	135	139	166	164	179	192	263
Compensation and benefits	127	140	168	193	187	218	262	280	309	337
Total operating expenses	–	–	–	–	–	384	426	459	502	600
Interest expense	98	120	157	196	192	164	167	267	420	463
Income before taxes	531	584	755	856	550	1,261	712	368	330	565
Income tax expense	198	114	181	200	129	303	176	82	82	142
Net income from continuing operations	333	470	574	656	421	958	536	286	248	424
Net income	333	470	574	656	421	958	536	286	248	424