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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	69	81	102	111	110	113	122	163	172	171
Total revenues	84	97	114	121	131	137	140	143	152	155
Net interest income	65	76	92	97	105	109	110	112	120	125
Realized investment gains (losses)	0	–	–	–	–	–	–	–	–	–
Provision for credit losses	0	(1)	4	3	9	(4)	11	4	5	6
Net interest income after provision	65	77	88	95	96	113	99	109	115	119
Non-interest income	19	22	22	23	26	28	31	30	32	31
Compensation and benefits	27	32	36	36	40	42	47	51	50	51
Non-interest expense	58	65	70	71	76	84	85	93	93	93
Interest expense	3	5	9	14	5	4	12	51	52	47
Other non-operating income (expense)	20	22	23	–	–	–	–	–	–	–
Income before taxes	26	33	40	48	47	57	45	46	54	56
Income tax expense	9	14	10	12	11	14	11	12	13	14
Net income from continuing operations	18	20	30	36	35	43	34	35	41	42
Net income	18	20	30	36	35	43	34	35	41	42
Net income to common shareholders	–	–	–	36	35	43	34	35	41	42