BLUE RIDGE BANKSHARES, INC.

BRBS · XNYS

CIK 842717fmd_0VHPGTXJV3RXMZSEN1D0YNPM68Finance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2018 to Sep 30, 2026, 33 periods

Income Statement · Annual · Millions · USD
Line item	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	22	31	54	104	122	169	160	138
Total revenues	33	50	111	179	153	121	92	92
Net interest income	17	21	45	92	105	93	79	79
Provision for credit losses	1	2	10	0	26	22	(5)	(4)
Commissions and fees	3	4	–	–	–	–	–	–
Realized investment gains (losses)	–	–	–	–	–	–	0	–
Net interest income after provision	16	20	34	92	79	71	84	83
Non-interest income	10	19	56	87	48	28	14	13
Compensation and benefits	12	19	45	61	56	58	58	46
Total operating expenses	27	44	89	–	–	–	–	–
Non-interest expense	20	33	67	111	105	158	114	82
Interest expense	5	10	10	11	17	76	82	59
Income before taxes	6	6	23	68	22	(59)	(17)	14
Income tax expense	1	1	5	16	5	(7)	(1)	3
Net income from continuing operations	5	5	18	53	17	(52)	(15)	11
Net income	5	5	18	52	17	(52)	(15)	11
Net income to common shareholders	5	5	18	52	17	(52)	–	–