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Income Statement · Annual · Millions · USD

Line item	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	–	69	74	98	123	131
Total revenues	–	67	73	82	75	84
Net interest income	–	63	68	65	67	76
Provision for credit losses	–	4	0	3	5	7
Net interest income after provision	–	59	68	62	61	69
Non-interest income	–	5	5	17	8	8
Compensation and benefits	–	17	20	23	26	28
Impairment of real estate	–	–	0	(0)	0	–
Non-interest expense	–	34	38	49	57	54
Interest expense	–	7	6	33	56	55
Income before taxes	–	29	34	30	13	24
Income tax expense	0	7	8	5	3	5
Net income from continuing operations	–	22	26	26	10	19
Net income	–	22	26	26	10	19