BANK OF THE JAMES FINANCIAL GROUP INC
BOTJ · XNASCIK 1275101fmd_0M698P99ZRCKTDSWKSSJMGEV9CFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials
Coverage: Jan 01, 2010 to Sep 30, 2026, 66 periods
| Line item | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | 22 | 24 | 27 | 30 | 30 | 29 | 32 | 39 | 45 | 47 |
| Total revenues | 24 | 2 | 2 | 2 | 2 | 2 | 4 | 4 | 4 | 4 |
| Investment banking revenue | – | – | – | – | – | – | 4 | 4 | 5 | 5 |
| Net interest income | 19 | 21 | 23 | 25 | 25 | 27 | 30 | 30 | 29 | 33 |
| Provision for credit losses | 2 | 1 | 1 | 1 | 3 | (1) | (1) | (0) | (1) | (0) |
| Net interest income after provision | 18 | 20 | 22 | 24 | 23 | 28 | 31 | 30 | 30 | 33 |
| Non-interest income | 5 | 5 | 5 | 7 | 11 | 11 | 13 | 13 | 15 | 16 |
| Compensation and benefits | 9 | 10 | 11 | 13 | 15 | 16 | 18 | 18 | 19 | 21 |
| Impairment of real estate | – | – | 0 | 0 | 0 | – | 0 | 0 | – | – |
| Non-interest expense | 18 | 19 | 21 | 24 | 27 | 29 | 33 | 33 | 35 | 38 |
| Interest expense | 2 | 3 | 4 | 5 | 5 | 2 | 2 | 10 | 15 | 14 |
| Income before taxes | 5 | 5 | 7 | 7 | 6 | 9 | 11 | 10 | 10 | 11 |
| Income tax expense | 2 | 2 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 |
| Net income from continuing operations | 3 | 3 | 5 | 6 | 5 | 8 | 9 | 9 | 8 | 9 |
| Net income | 3 | 3 | 5 | 6 | 5 | 8 | 9 | 9 | 8 | 9 |