BayFirst Financial Corp.

BAFN · XNAS

CIK 1649739fmd_01YZEKH12FZW7J7GA3SFXNEKHMFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2020 to Sep 30, 2026, 25 periods

Income Statement · Annual · Millions · USD
Line item	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total revenues	131	58	62	86	96	63
Total interest income	44	44	39	69	82	85
Net interest income	33	37	30	36	37	45
Provision for credit losses	17	(4)	–	10	15	26
Net interest income after provision	17	40	31	26	22	20
Non-interest income	98	22	32	50	59	18
Compensation and benefits	36	25	27	31	31	28
Non-interest expense	98	50	55	68	67	70
Interest expense	10	7	9	32	45	40
Income before taxes	16	12	7	8	14	(33)
Income tax expense	3	3	2	2	4	(8)
Net income from continuing operations	13	9	5	6	10	(25)
Net income	13	25	(0)	6	10	(25)
Net income to common shareholders	12	24	(1)	5	9	(26)