Atlanticus Holdings Corp

ATLC · XNAS

CIK 1464343fmd_13J691FHDV4975SPASMATDMA50Finance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jan 01, 2010 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	89	115	161	344	560	744	1,046	1,155	1,310	1,968
Total revenues	76	5	6	455	563	748	1,047	1,156	1,311	1,968
Net interest income	68	87	124	210	508	690	964	1,046	1,150	1,666
Cost of revenue	31	32	37	49	63	75	95	101	118	161
Provision for credit losses	54	78	–	–	–	–	–	–	–	–
Realized investment gains (losses)	–	–	–	–	–	–	–	–	–	–
Gross profit	45	(26)	(32)	406	500	673	951	1,055	1,193	1,808
Net interest income after provision	15	33	53	32	–	–	–	–	–	–
Non-interest income	8	6	42	112	3	4	1	1	1	0
Compensation and benefits	24	23	23	26	29	34	43	44	50	70
Non-interest expense	74	87	92	126	146	190	237	226	263	397
Interest expense	20	28	37	51	52	54	82	109	160	302
Other non-operating income (expense)	0	(2)	0	(0)	3	4	1	1	1	0
Income before taxes	(12)	(47)	3	32	114	220	149	129	139	160
Income tax expense	(6)	(6)	(4)	6	20	42	15	27	28	39
Net income from continuing operations	(6)	(41)	8	26	94	178	135	102	110	121
Net income	(6)	(41)	8	26	94	178	136	103	111	122
Net income to common shareholders	–	–	8	25	77	156	111	78	87	112