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ARROW FINANCIAL CORP

AROW · XNAS

CIK 717538fmd_06KFPW47BFCWNW4JHAE8DMAAPVFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Latest annual · FY2023

Millions
Total revenues
134
Net income
44
Free cash flow
36

Latest quarter · Q3 FY2026

Millions
Net income
6
Free cash flow
19
Open Financials

Key stats

Open Analysis

Compound annual growth

Revenue, 3 yearsFY2020 to FY2023
+0.5%
Net income, 5 yearsFY2020 to FY2025
+1.5%

ARROW FINANCIAL CORP (AROW) financials: quick answers

Annual figures as filed with the SEC. Each number links to the filing it came from and to its proof.

MetricFY2025FY2024ChangeSource
Net income$44 million$29.7 million+47.9%10-K 2026-03-06 · proof
Cash from operating activities$41.3 million$34.5 million+19.8%10-K 2026-03-06 · proof
Free cash flow$36.2 million$28.9 million+25.3%10-K 2026-03-06 · proof
Total assets$4.4 billion$4.3 billion+3.2%10-K 2026-03-06 · proof
Total liabilities$4 billion$3.9 billion+2.8%10-K 2026-03-06 · proof
Cash and cash equivalents$214.2 million$154.5 million+38.6%10-K 2026-03-06 · proof
Total debt$8.5 million$17.2 million-50.4%10-K 2026-03-06 · proof
What was ARROW FINANCIAL CORP (AROW)'s net income in fiscal 2025?
ARROW FINANCIAL CORP (AROW) reported net income of $44 million for fiscal 2025 (the year ended Dec 31, 2025), against $29.7 million the year before (+47.9%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What was ARROW FINANCIAL CORP (AROW)'s cash from operating activities in fiscal 2025?
ARROW FINANCIAL CORP (AROW) reported cash from operating activities of $41.3 million for fiscal 2025 (the year ended Dec 31, 2025), against $34.5 million the year before (+19.8%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What was ARROW FINANCIAL CORP (AROW)'s free cash flow in fiscal 2025?
ARROW FINANCIAL CORP (AROW) reported free cash flow of $36.2 million for fiscal 2025 (the year ended Dec 31, 2025), against $28.9 million the year before (+25.3%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What are ARROW FINANCIAL CORP (AROW)'s total assets?
As of Dec 31, 2025, ARROW FINANCIAL CORP (AROW) reported total assets of $4.4 billion, against $4.3 billion a year earlier (+3.2%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What are ARROW FINANCIAL CORP (AROW)'s total liabilities?
As of Dec 31, 2025, ARROW FINANCIAL CORP (AROW) reported total liabilities of $4 billion, against $3.9 billion a year earlier (+2.8%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What are ARROW FINANCIAL CORP (AROW)'s cash and cash equivalents?
As of Dec 31, 2025, ARROW FINANCIAL CORP (AROW) reported cash and cash equivalents of $214.2 million, against $154.5 million a year earlier (+38.6%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC
What is ARROW FINANCIAL CORP (AROW)'s total debt?
As of Dec 31, 2025, ARROW FINANCIAL CORP (AROW) reported total debt of $8.5 million, against $17.2 million a year earlier (-50.4%). Source: the 10-K filed with the SEC on Mar 6, 2026. SEC

Read from the FinancialMD API on Nov 13, 2026. Values change only when a new filing is made; see the Financials tab for every period and as-of replay.

The same numbers for an agent, with proof on every value:

curl "https://api.financial.md/v1/company/financials/income_statement/standardized?company=ticker:AROW&period_type=annual&limit=5"

Information only, not investment advice.