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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	239	273	309	313	261	248	339	549	596	597
Total revenues	254	281	273	270	263	326	334	414	336	439
Net interest income	192	210	219	213	190	205	267	326	326	361
Provision for credit losses	22	(3)	0	(3)	89	(17)	14	61	60	43
Net interest income after provision	170	213	219	216	101	222	253	265	265	318
Non-interest income	62	71	54	57	73	121	67	87	10	79
Gain on sale of real estate	–	–	–	0	0	62	0	0	–	–
Compensation and benefits	130	132	142	137	111	118	124	134	137	143
Non-interest expense	198	208	215	209	179	198	241	311	299	331
Interest expense	47	64	90	100	71	43	72	222	270	237
Income before taxes	34	77	58	64	(4)	144	79	41	(24)	66
Income tax expense	10	34	12	13	(3)	34	17	11	(8)	14
Net income from continuing operations	24	43	46	51	(2)	110	62	31	(16)	52
Net income	24	43	46	51	(2)	113	63	32	(16)	52