OLD POINT FINANCIAL CORP

Delisted

CIK 740971fmd_04PYX2WWE6X67VC9GXHE5N06NWFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Jun 30, 2025, 62 periods

Income Statement · Annual · Millions · USD
Line item	FY2015	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024
Total interest income	30	30	33	38	40	40	42	48	67	72
Total revenues	43	43	46	52	54	55	57	62	80	86
Net interest income	27	27	30	33	34	35	39	44	48	48
Provision for credit losses	(1)	2	4	3	0	1	1	2	3	1
Net interest income after provision	26	25	26	30	34	34	38	43	46	48
Non-interest income	13	13	13	13	14	15	15	14	14	13
Gain on sale of real estate	–	–	–	–	–	–	–	0	(0)	(0)
Compensation and benefits	21	20	21	23	24	26	25	27	30	30
Impairment of real estate	1	0	0	0	–	–	–	–	–	–
Total operating expenses	40	39	47	46	45	49	47	51	71	74
Non-interest expense	35	35	39	39	39	43	43	46	50	50
Interest expense	4	3	3	5	6	5	3	4	18	24
Income before taxes	4	4	(0)	5	9	6	10	11	9	11
Income tax expense	0	0	(0)	0	1	1	1	1	1	2
Net income from continuing operations	4	4	(0)	5	8	5	8	9	8	10
Net income	4	4	(0)	5	8	5	8	9	8	10
Net income to common shareholders	4	4	(0)	5	8	5	8	9	–	–