Yiren Digital Ltd.
YRD · XNYSCIK 1631761fmd_1D3VNKTG68BME4WXVDH54S1AGTFinance, Insurance and Real Estate · Finance ServicesTemplate: Standard
Coverage: Jan 01, 2013 to Dec 31, 2025, 13 periods
| Line item | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total revenues | 3,238 | 11,535 | 11,244 | 8,617 | 3,962 | 4,478 | 3,435 | 4,896 | 5,806 | 5,719 |
| Net interest income | – | – | – | 73 | 62 | (73) | (26) | 81 | 105 | – |
| Provision for credit losses | – | – | 993 | 1,625 | 372 | 370 | 167 | 261 | 100 | 266 |
| Realized investment gains (losses) | – | – | – | – | – | – | – | (14) | 2 | 1 |
| Net interest income after provision | – | – | – | (1,552) | (310) | (444) | (193) | (180) | 5 | – |
| Research and development | – | – | – | – | – | 208 | 152 | 149 | 412 | 407 |
| Selling, general and administrative | 1,892 | 10,329 | 7,995 | 5,199 | 2,536 | 1,852 | 846 | 888 | 1,471 | 1,482 |
| Operating income | – | – | – | – | – | – | 1,619 | (2,301) | (4,159) | (5,941) |
| Interest expense | – | – | – | – | – | 31 | 28 | 13 | 0 | – |
| Other non-operating income (expense) | 1 | 268 | 1,007 | 269 | (68) | (84) | 24 | 51 | 215 | 184 |
| Income before taxes | 1,102 | 188 | 1,783 | 1,397 | (773) | 1,203 | 1,495 | 2,645 | 1,862 | (38) |
| Income tax expense | (14) | 381 | 194 | 239 | (81) | 170 | 301 | 565 | 279 | (97) |
| Net income from continuing operations | 1,116 | (193) | 1,589 | 1,158 | (693) | 1,033 | 1,495 | 2,645 | 1,862 | (38) |
| Net income | 1,116 | (188) | 1,580 | 1,156 | (693) | 1,033 | 1,195 | 2,080 | 1,582 | 55 |