WINTRUST FINANCIAL CORP

WTFC · XNAS

CIK 1015328fmd_1QJ6YD0SSV1T49X5TBT33Q62RDFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2008 to Sep 30, 2026, 71 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	812	946	1,171	1,385	1,293	1,275	1,747	2,893	3,478	3,728
Total revenues	1,048	139	153	161	170	207	218	220	251	266
Rental revenue	16	10	38	47	48	54	56	53	59	62
Net interest income	722	832	965	1,055	1,040	1,125	1,495	1,838	1,963	2,224
Trading and principal transactions revenue	0	(1)	0	(0)	(1)	0	4	1	1	0
Property operating expenses	–	–	–	–	–	–	–	–	–	–
Provision for credit losses	34	30	35	54	214	(59)	79	114	101	96
Realized investment gains (losses)	8	0	(2)	4	(2)	(1)	(20)	2	(3)	8
Net interest income after provision	688	802	930	1,001	826	1,184	1,417	1,723	1,861	2,128
Asset management and advisory fees	–	–	–	–	–	–	–	–	–	–
Non-interest income	325	320	356	407	604	586	461	434	488	502
Compensation and benefits	405	430	480	546	626	692	696	748	817	873
Non-interest expense	682	732	826	928	1,040	1,133	1,177	1,312	1,403	1,512
Interest expense	90	114	206	330	253	151	252	1,055	1,515	1,504
Income before taxes	332	390	460	480	390	638	701	845	947	1,118
Income tax expense	125	132	117	124	97	172	191	222	252	295
Net income from continuing operations	207	258	343	356	293	466	510	623	695	824
Net income	207	258	343	356	293	466	510	623	695	824
Net income to common shareholders	192	248	335	347	272	438	482	595	667	774