Upstart Holdings, Inc.
UPST · XNASCIK 1647639fmd_1XYM2GR6WB5WS079ATWACEB9XEFinance, Insurance and Real Estate · Finance ServicesTemplate: Standard
Coverage: Jan 01, 2019 to Sep 30, 2026, 28 periods
| Line item | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|
| Total interest income | 63 | 26 | 21 | 106 | – | – | – |
| Total revenues | 164 | 233 | 849 | 842 | 514 | 637 | 1,044 |
| Net interest income | 37 | 18 | 47 | (65) | (47) | 1 | 94 |
| Research and development | 19 | 39 | 134 | 237 | 280 | 254 | 258 |
| Selling, general and administrative | 125 | 145 | 456 | 531 | 340 | 398 | 555 |
| Total operating expenses | 169 | 222 | 708 | 956 | 770 | 809 | 1,001 |
| Operating income | (5) | 12 | 141 | (114) | (257) | (173) | 43 |
| Interest expense | 26 | 8 | 3 | 11 | 35 | 40 | 32 |
| Other non-operating income (expense) | 1 | 6 | (5) | 9 | 21 | 19 | 24 |
| Income tax expense | 0 | 0 | (2) | (0) | 0 | 0 | 1 |
| Net income | (0) | 6 | 135 | (109) | (240) | (129) | 54 |
| Net income to common shareholders | (0) | 0 | 135 | (109) | (240) | (129) | 54 |