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Income Statement · Annual · Millions · USD

Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Rental revenue	–	–	–	–	–	–	–	–	–	–
Total interest income	703	879	1,164	1,355	1,039	877	1,144	1,630	1,730	1,772
Total revenues	701	836	993	1,072	1,054	907	1,225	1,076	932	1,256
Net interest income	640	761	915	969	851	769	876	914	901	1,029
Provision for credit losses	77	44	87	75	258	(30)	66	72	67	55
Realized investment gains (losses)	–	–	(1)	2	3	2	(8)	4	7	1
Net interest income after provision	563	717	828	894	593	799	810	842	834	974
Non-interest income	61	74	78	102	203	138	350	161	31	227
Compensation and benefits	229	266	301	328	341	350	435	460	467	481
Total operating expenses	–	–	–	–	–	–	–	–	–	–
Impairment of real estate	0	6	6	–	–	–	–	–	–	–
Non-interest expense	382	467	533	600	704	599	728	757	758	768
Interest expense	64	118	249	386	188	108	268	716	828	743
Income before taxes	241	325	373	396	92	338	432	247	107	433
Income tax expense	86	129	80	84	26	84	99	57	30	102
Net income from continuing operations	155	196	293	312	66	254	332	189	78	330
Net income	155	196	293	312	66	254	332	189	78	330
Net income to common shareholders	145	186	284	302	57	235	315	172	60	313