SOUTH PLAINS FINANCIAL, INC.

SPFI · XNAS

CIK 1163668fmd_13M0NJJ2JFF80YB3CNCCY9H44RFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2018 to Sep 30, 2026, 35 periods

Income Statement · Annual · Millions · USD
Line item	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	118	133	138	135	161	212	241	252
Total revenues	148	161	224	219	215	219	195	212
Rental revenue	–	–	1	1	1	1	1	1
Net interest income	96	105	122	122	138	140	147	167
Provision for credit losses	7	3	26	(2)	(3)	5	4	5
Net interest income after provision	89	102	97	124	141	135	143	162
Non-interest income	52	57	102	97	76	79	48	45
Compensation and benefits	72	75	89	93	86	79	74	77
Non-interest expense	115	122	142	148	144	135	128	133
Interest expense	22	28	16	13	23	72	94	85
Income before taxes	25	37	57	73	73	79	63	74
Income tax expense	(4)	7	11	15	15	17	14	16
Net income from continuing operations	29	29	45	59	58	63	50	58
Net income	29	29	45	59	58	63	50	58